KINSER | HOME LOANS
NMLS #2765075 · #261636 · Equal Housing Lender
PURCHASE LOAN SPECIALIST · LICENSED IN MISSOURI

Your home purchase, mapped out from day one.

VA, Conventional, FHA, and USDA financing for buyers anywhere in Missouri. One point of contact, a clear plan, no runaround.

VA · CONVENTIONAL · FHA · USDA LICENSED IN MISSOURI
EQUAL HOUSING OPPORTUNITY NMLS #2765075 / #261636
THE PATH TO CLOSING

Five steps from first call to keys in hand.

Step 01

Get Prequalified

A quick look at your numbers so you know what you can comfortably afford.

01
Step 02

Pick Your Program

VA, Conventional, FHA, or USDA — matched to your situation, not a one-size pitch.

02
Step 03

House Hunt

Shop with a preapproval letter agents take seriously, anywhere in Missouri.

03
Step 04

Under Contract

Appraisal ordered, underwriting begins, no surprises along the way.

04
Step 05

Close & Move In

Sign, get your keys — financing done right, start to finish.

05
LOAN PROGRAMS

The right program for how you're buying.

VA Loans

$0 down and no PMI for eligible active-duty, veteran, and surviving-spouse buyers.

Conventional

Down payments as low as 3%, with PMI that drops off once you build enough equity.

FHA

Flexible credit and income requirements with down payments starting around 3.5%.

USDA Rural

$0 down financing for eligible properties in qualifying rural and suburban areas.

SERVICE AREA

Serving buyers everywhere in Missouri.

Columbia Jefferson City Kansas City St. Louis Springfield Sedalia Warrensburg
GET STARTED

Request your free preapproval.

No obligation, no hard credit pull to start. I'll walk you through your options and next steps within one business day.